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Tired of paying rent? Wondering how people afford homes without selling a kidney? Good news: there’s FREE money out there to help you buy your first home, and I’ve put together the ultimate cheat sheet to help you claim your share!

 

This power-packed guide breaks down:
✅ NJ-specific grants (hello, $10,000 in down payment assistance!)
✅ National programs that could mean ZERO down payment
✅ City-specific bonuses (Jersey City buyers, you’re in for a treat!)
✅ Little-known programs for teachers, first responders, and veterans
✅ How to apply & get pre-approved without the headaches

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